diff --git a/fs/cifs/connect.c b/fs/cifs/connect.c
index 112692300fb6..68642e3d4270 100644
--- a/fs/cifs/connect.c
+++ b/fs/cifs/connect.c
@@ -1429,6 +1429,11 @@ smbd_connected:
 	tcp_ses->min_offload = ctx->min_offload;
 	tcp_ses->tcpStatus = CifsNeedNegotiate;
 
+	if ((ctx->max_credits < 20) || (ctx->max_credits > 60000))
+		tcp_ses->max_credits = SMB2_MAX_CREDITS_AVAILABLE;
+	else
+		tcp_ses->max_credits = ctx->max_credits;
+
 	tcp_ses->nr_targets = 1;
 	tcp_ses->ignore_signature = ctx->ignore_signature;
 	/* thread spawned, put it on the list */
@@ -2832,11 +2837,6 @@ static int mount_get_conns(struct smb3_fs_context *ctx, struct cifs_sb_info *cif
 
 	*nserver = server;
 
-	if ((ctx->max_credits < 20) || (ctx->max_credits > 60000))
-		server->max_credits = SMB2_MAX_CREDITS_AVAILABLE;
-	else
-		server->max_credits = ctx->max_credits;
-
 	/* get a reference to a SMB session */
 	ses = cifs_get_smb_ses(server, ctx);
 	if (IS_ERR(ses)) {
diff --git a/fs/cifs/sess.c b/fs/cifs/sess.c
index 183a3a868d7b..63d517b9f2ff 100644
--- a/fs/cifs/sess.c
+++ b/fs/cifs/sess.c
@@ -230,6 +230,7 @@ cifs_ses_add_channel(struct cifs_sb_info *cifs_sb, struct cifs_ses *ses,
 	ctx.noautotune = ses->server->noautotune;
 	ctx.sockopt_tcp_nodelay = ses->server->tcp_nodelay;
 	ctx.echo_interval = ses->server->echo_interval / HZ;
+	ctx.max_credits = ses->server->max_credits;
 
 	/*
 	 * This will be used for encoding/decoding user/domain/pw